Chapter 7 Bankruptcy Lawyers

Redding, CA • 530-209-9593


Eliminate credit card debt, medical bills, and other unsecured debt!

What is Chapter 7 Bankruptcy in California?

bankruptcy claim sheet

Chapter 7 bankruptcy, also known as personal bankruptcy, is designed to assist individuals or small businesses in liquidating debts and repay creditors to resolve financial disputes. Under the new Chapter 7 bankruptcy laws, you must determine if you qualify for chapter 7. You have to measure your "current monthly income" against the median income for a household of your size in California. If your income is less than or equal to the median, you can file for chapter 7. If it is more than the median, then you most likely will have to file for Chapter 13 bankruptcy.

Consequences of Filing Chapter 7 Bankruptcy in California:

Individuals with higher incomes will not be allowed to file under chapter 7 bankruptcy. These individuals will instead have to repay their debt under chapter 13 Bankruptcy. All debtors will have to get credit counseling before they can file for bankruptcy and counseling on budgeting and debt management before their debts can be canceled. Moreover, the law also imposes new requirements on lawyers; making it harder for bankruptcy lawyers to represent bankruptcy cases.

What a Redding Bankruptcy Lawyer can do for you:

Chapter 7 bankruptcy lawyer Rupert Corkill can help you apply for the immediate debt protection you need and help you find the best path to a financially stable future. Mr. Corkill can help you in selecting the right bankruptcy path and help determine what you quality for. He can make a major difference when filing for personal bankruptcy.

If you are experiencing debt problems that could possibly make a chapter 7 bankruptcy appropriate for you, contact The Law Office of Rupert Corkill in Redding, CA. We will assist you in navigating your way through the process.

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